Building Financial Security Together

We've spent the last eight years helping families across the UK create emergency funds that actually work when life gets unpredictable. No fancy promises – just practical strategies that fit real budgets.

Our Story Started with a Crisis

Back in early 2017, our founder watched her neighbour lose their home after a job loss wiped out their savings in three months. That's when we realized most people don't actually know how to build an emergency fund that survives real emergencies.

We started celunovienova because traditional financial advice felt disconnected from reality. Most guidance assumes you have extra money lying around – but what about families already stretching every pound?

Since 2017, we've helped over 2,400 individuals and families build emergency funds ranging from £500 starter funds to comprehensive six-month safety nets. Each plan gets tailored to actual income, real expenses, and genuine constraints.

Realistic Planning

We work with your actual budget, not some theoretical perfect scenario. If you can only save £25 per month, we build a plan around that reality and help you grow from there.

Crisis-Tested Methods

Our strategies have been tested through job losses, medical emergencies, and unexpected home repairs. We know which approaches actually hold up when stress hits.

Personal Accountability

Building an emergency fund requires changing habits, not just moving money around. We provide the ongoing support and gentle pressure that makes the difference.

Meet Our Planning Team

Two financial specialists who understand the difference between textbook advice and what actually works in practice.

Petra Gwendolyn

Lead Financial Planning Specialist

Petra spent her first five years in traditional banking before realizing most clients needed practical emergency fund guidance, not investment products. She now specializes in creating sustainable savings plans for people who thought emergency funds were impossible.

Ravenna Clementine

Client Relationship Manager

Ravenna handles the ongoing relationship side of emergency fund building. She checks in with clients, helps troubleshoot setbacks, and celebrates the small wins that keep people motivated through the months it takes to build real financial security.

Ready to Start Building?

Whether you're starting with £20 or £200 per month, we can create an emergency fund plan that fits your situation. Most clients see their first £1,000 milestone within eight months of starting.

Get Your Free Planning Session